Loans Calculators
Mortgages, auto loans, and personal loans. Browse 13 free loans calculators from ClearSum.
Estimate your monthly mortgage payment based on the home price, down payment, interest rate, and loan term — plus optional property tax, insurance, and HOA fees.
LoansLoan CalculatorFind the monthly payment, total interest, and total repayment amount for any fixed-rate installment loan — useful for personal loans and any other lump-sum loan with a set term.
LoansAuto Loan CalculatorEstimate your monthly car payment based on the vehicle price, down payment, trade-in value, interest rate, and loan term.
LoansPersonal Loan CalculatorEstimate your monthly payment on a personal loan, and see how an origination fee affects the amount you actually receive versus what you repay.
LoansMortgage Affordability CalculatorEstimate the maximum home price that fits your budget, based on your gross income, existing debts, and down payment — using the same front-end/back-end guidelines many lenders reference.
LoansRent vs. Buy CalculatorSee which option costs less over time — buying a home or renting and investing the difference — based on the assumptions you provide about rates, growth, and how long you'll stay.
LoansDown Payment CalculatorFind out how much you need for a down payment at any percentage, what loan amount that leaves you with, and how long it could take to save the difference.
LoansMortgage Payoff CalculatorEnter your current mortgage balance, rate, and remaining term to see your payment, then add an extra monthly amount to see how much sooner you'd be mortgage-free.
LoansMortgage Points CalculatorEstimate the upfront cost, monthly savings, and break-even period from buying mortgage discount points.
LoansRefinance Break-Even CalculatorCompare your current payment with a new estimated payment and calculate the time needed to recover refinance costs.
LoansHome Equity CalculatorEstimate the portion of your home you own outright and your current loan-to-value ratio.
LoansStudent Loan CalculatorEstimate the payment, total interest, and total repayment for a fixed-rate student loan.
LoansBalloon Payment CalculatorSee the regular payment and estimated balloon balance when a loan ends before it is fully amortized.